We need travel insurance to travel from one country to another. You’ll also need travel insurance for trekking in Nepal. We all know that for travelers visiting Nepal travel insurance is mandatory for adventure activities such as trekking, peak climbing, etc.
Please note that there is no need travel insurance for short treks in Nepal that will only go on lower elevations such as Poon Hill Trek, Sundarijal, Chisapani Nagarkot Trek. Before trekking in Nepal, being insured gives you extra enjoyment. Here below we give you the list of our recommended best travel insurance for trekking in Nepal. Nepal is known for activities such as trekking, climbing peaks, expeditions, etc.
Nepal is known for activities such as trekking, climbing peaks, expeditions, etc. Usually, most individuals go to Nepal for trekking in the Himalayas of Nepal. Wherever you travel, it doesn’t matter. Usually, everybody knows about it nowadays after booking a journey packing thing like the bag, clothes, jacket, equipment, trekking shoes. Similarly, travel insurance for trekking in Nepal is also essential nowadays.
Trekking Agency in Nepal will sell you an all-inclusive trek package (food, accommodation, guide, porter, etc.) to save your time. But none of the organizations will give you a trekking tour in Nepal with travel insurance.
Keep in mind that both the medical and emergency evacuation costs must be covered by your travel insurance. We suggest a minimum value of USD 10,000 for your travel insurance.
You need to choose an insurance policy that covers the expense of mountain helicopter rescue if you get sick from high altitude and other significant mountain accidents. In such extreme cases of emergency evacuation, a helicopter flight is the only way out of the mountains that includes a rescue team, which is the main reason why you need your travel insurance to cover the costs of helicopter services, evacuation from the Himalayas and the most expensive medical expenses in Nepal hospitals.
An evacuation of a helicopter in Nepal costs at least USD 4,000. We recommend that you choose a policy that pays directly to doctors or hospitals and helicopter charter services rather than settling on the spot and later claiming. If your travel insurance company does not provide an upfront payment, be sure to receive receipts from each location so that you can later reclaim bills without the travel insurance.
Travel Insurance for Trekking in Nepal: Coverage
You now know what travel insurance is. In addition, each travel insurance is different based on the incidents they cover and the price of the packages you choose. It is better to buy travel insurance covering the following area.
Trip Cancelation Insurance
Trip cancelation insurance will cover you if you or your traveling companions are required to cancel, interrupt or delay your trip. In easy words, you will be covered by travel cancelation insurance when you experience a travel disruption.
Travel Medical Insurance
Travel Medical Insurance will cover you when you get sick or wounded while trekking. If you get sick or wounded during the journey, this insurance should also assist you to find physicians, hospitals, and health care facilities. Depending on the duration of your journey, you will want to choose insurance.
Emergency Medical Evacuation
Insurance Emergency Medical Evacuation Insurance is one of the most important insurance covers that you need. It provides coverage for medically necessary evacuation and transportation to medical facilities.
Check out for an insurance company that offers this service even at 6,000 meters above sea level. Treks like Everest Base Camp, Annapurna Base Camp, and Everest Gokyo Ri Trek is about 4000 meters above sea level.
5 Best Travel Insurance for Trekking in Nepal
- Europ Assistance (For Europeans)
- World Nomads (For Canadians, American and even Asians)
- Insure and Go (For British)
- Travel insurance consultants (For South Africans)
- 1Cover Travel Insurance (Australians and New Zealanders)
Why Travel Insurance for Trekking in Nepal is Important?
Travel Insurance, popularly known as traveler’s insurance, is the insurance covering unexpected expenses such as trip cancellation, flight accident, medical insurance, lost luggage and other losses incurred while traveling. Also, some travel policies cover personal property damage.
There is no doubt that without travel insurance you can travel anywhere. But the thing you have to understand is that if you get sick, lose something or miss your flight, you’ll pay your bills. Before traveling, travel insurance allows you to travel with peace of mind without fear.
Before doing travel insurance for trekking in Nepal do not forget to check your policy and make sure that you are covered for adventure activities such as trekking over a certain altitude. Many travel insurance policies don’t cover people over 4,000 m. Considering popular treks like Everest Base camp trek, Manaslu circuit trek has all passed over 5,000 meters (Larkya La Pass at 5,160 m and Kalapatthar at 5,545 m) this is something you have to make sure. The best way is to call your insurance company and ask if you are covered for trekking in Nepal up to the altitude to which you will be trekking or not.
How Can Heli Rescue Scam Avoid These Insurances?
These five best travel insurances that we suggested for trekking in Nepal are the ones with their agent and offices in Nepal because they are large brands and have a lot of customers.
These insurance companies are also conscious of the fake trekking businesses that will rescue you by making you ill because there will be a significant inquiry after your rescue while the insurance company pays a bill. Moreover, those who earn money through fake rescue and fake bills cannot present these insurance companies with
Moreover, those who earn money through fake rescue and fake bills cannot present these insurance companies with the huge quantity of bills because they understand the market and price in Nepal. They (Fake Rescue Companies) also know that, so when you are insured with these travel insurances while trekking in Nepal there will be a low chance of fake rescue.
Note: If you really got sick in the mountains and the companies did the rescue and submit the reasonable amount for the claim, there will be no trouble when these insurance companies pay the bill.
So, What is the Solution in Nepal for Avoiding Fake Rescue?
The only way to avoid fake rescue is to plan & book a holiday with Sherpa owned Nepal trekking companies with good knowledge and the best customer experience.
The travel business is all about recommendation; you will obviously recommend the agency to your friends, family and others when you get the best service. The famous brands are never going to do such cheap behavior to make money.
Final Say
Indeed, there are many things that might bother you, particularly when you’re traveling away from home.
Please note: This is not a sponsored post or a post aimed at a specific brand for any reason. And Nepal insurance companies/we do not offer or sell insurance for trekkers.
Planning, scheduling, arrangement, packaging, and much more. Craving the time to comb through the huge number of travel insurers is another workload you’d like to avoid, right?
With this list, we have tried to unload some of your stress to ours. You now have less and safer choice to choose from. We have given you our reasons why we think these travel insurers should be picked. Nevertheless, you want to focus on the travel insurance details you own.
Now that you have the best travel insurance for trekking in Nepal, you can really just focus on the destination. Let you be impressed by the Himalayas, the trail, the people, the weather and a new country. Please feel free to contact us if you need more information. Let us plan your trip of a lifetime.
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